When an accident occurs on the racetrack, during a pari-mutuel race, qualifying race, matinee race or fair race at a covered location, Drivers have on-track accident insurance coverage as part of the Full-Active Membership Benefit.

Fair Track and Matinee Benefits are: $10,000 Accidental Death and Dismemberment (loss must occur w/in 1 year of accident), $250,000 Accident Medical Expense (No Per Claim Deductible Paid for By Injured party and 52 week benefit period). $125 per-week disability payment (104 week benefit period).

Pari-mutuel Track Policy and Benefits: $40,000 Accidental Death and Dismemberment (loss must occur w/in 1 year of accident), $240,000 Accident Medical Expense ($100 Per Claim Deductible Paid for By Injured party and 52 week benefit period), in addition to the $10,000 base benefit limits on each track. $75 per-week disability payment (104 week benefit period).